• Build your credit with the new iAdvance loan option(SM)
• Instant Guaranteed Approval* – no credit check, no security deposit
• $0 ACTIVATION FEE – when you load your card by direct deposit
• Free Direct Deposit – no more check cashing fees
• Free Online Bill Pay – no need for expensive money orders
• Free Credit Builder† – bill pay transactions are reported to PRBC®
• No Overdraft Fees – no minimum balance required
• Reloadable - $10,000 balance limit

• American DreamCard - The first and only 'POOLED REWARDS™' Credit Card.
• You don't need to be a big spender to win big with this credit card.
• Large monthly cash jackpots!
• Earn entries from everyday shopping!
• Every $1 in net retail purchases = 1 entry to win (up to 1,000 entries per purchase)
• Get 1,000 entries just for applying!
• More entries mean more chances to win!
• Entries are good for future drawings (during a particular sweepstakes period) and there is no limit to how many times you can win*
• A New Winner Every Month!
• Refer your friends and automatically receive 50 entries for each referral and get a signing bonus of 1,000 entries for each referral who is approved for the American DreamCard™
• *See terms and conditions for important rate, fee and other cost information, and limitations

• Reports to ALL 3 Bureaus
• No Credit Check
• Be Approved Regardless of Credit History
• Special High Introductory Savings Rate
• Bonus $3,000 credit line with My Computer Club

* Terms and conditions apply

• Receive cash back from your own spending
• Receive cash compensation from the spending of anyone in your compensation tree.
• Live debt free and receive compensation for your everyday spending.
• Reload your card directly from your payroll or bank account
• Powerful Online Account Management
• Online Bill Payment service included – Pay your bills directly with our powerful bill payment service
• Card Accepted at 30 Million merchants & One Million ATM machines